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The Joy of Child Support Arrears in New York

Like many I saw my financial world deteriorate in late 2008 and continue its decline in 2009. Thankfully things took a turn for the better in 2010 and I'm digging out but the sting of child support arrears will linger for many years and seriously impact my life. Child support arrears reported to New York State result in a 65% wage garnishment, sight unseen, no facts accepted. All it takes is a short form filing and the garnishment comes until arrears are paid off. As New York takes your drivers license (I was able to avert this), passport renewals (couldn't stop) and sends frequent correspondence to you and your employer they also take a big crap on your credit report. Since having this on my credit I have been denied in every credit request. It's a black mark with serious implications that I must explain private matters to my employer, strangers at car dealers and others.

Of course the remedy is to pay down the arrears but in many cases this is simply impossible to do in a timely fashion. Especially under the punishment of a garnishment that doesn't meet the current obligation.

New York needs to understand that a lot of us with arrears have economic problems due to no fault of our own. We dont quit and hide, we find work. We couldn't maintain payments without income or with diminished income but when we return to work our success is punished. New York punishes parents who are honest and employed, trying to pay their responsibilities as best they can. If a wage garnishment of 65% isn't meeting the obligation why continue punishing hard working honest citizens? Many avoid child support and do all they can to hide income and evade responsibility but this isn't the case with me or many like me. Why are we judged in the same light as evaders when we are merely victims of a broken and corrupt system. This is government abuse of power and harassment of innocent citizens and it must be curbed.